Shots Fired – Active Shooter / Assailant Coverage: A Critical Need in Emergency Response Plans, Part 3
Category: CasualtyDecember 7, 2018
While no one can predict the future of these events, carriers who write Active Shooter coverage are proceeding on the belief that these events will continue. Coverage will improve as claims occur and forms respond to emerging risks and new damages. First-look services will dovetail with emerging risks.
Shots Fired – Active Shooter / Assailant Coverage: A Critical Need in Emergency Response Plans, Part 2
Category: CasualtyNovember 23, 2018
Active shooter policies generally function as enhancements to primary liability insurance in conjunction with the “other insurance” clause. If a third party sues your insured for liability, some general liability (GL) policies could respond. However, GL policies may also exclude acts of terrorism and have other coverage limitations.
Shots Fired – Active Shooter / Assailant Coverage: A Critical Need in Emergency Response Plans, Part 1
Category: CasualtyNovember 9, 2018
In the United States, 2017 saw more mass shootings than days. So pervasive is this risk in our society that many executives now inquire about the availability of insurance coverage for a mass shooting. Likely, however, many of your insureds are unaware of this coverage. They could benefit from its pre-event planning and may be impressed with its ratio of premium to value.
Onshore Upstream Oil & Gas Production: An Overview of Onshore Upstream Oil and Gas Insurance, Part 3
Category: EnergyOctober 19, 2018
While oil pipelines are safer than trucks, they transport only a fraction of oil shipments. However, when pipelines do fail, the results can be catastrophic. Leaks and ruptures occur frequently, and experts warn that, as already aged pipelines grow older, accidents will only increase. What does this mean to insurance industry professionals?