From a liability standpoint, there are currently fewer coverage options and lower limits available for schools in California (in addition to other states) than there were in the past. Worldwide Facilities’ Lori Hunter recently spoke with Self-Insured Schools of California (SISC) about the current state of affairs related to the excess liability insurance market, including the trends affecting the marketplace and possible changes to reduce loss exposures.
3 excess liability insurance risk exposures on the rise within schools include:
- Transportation through school bus fleets
- Abuse and molestation
- Traumatic brain injuries from school sports