Small Commercial E+S

Small business insurance that gets it right

Small businesses are the lifeblood of our economy. In a marketplace subject to unpredictable change or operational pivots, you need a small business insurance partner who understands and navigates insurable risks — today, tomorrow and 150 years from now.

Amwins' Small Commercial E&S team targets accounts smaller in size. As part of the Access division, we leverage the size and clout of a specialty insurance distribution leader to deliver big solutions to small accounts.

When you work with Amwins, you gain access to more than 20 binding authority agreements, including markets and products exclusive to Amwins Access. You'll also benefit from the intellectual firepower and market access of the largest P&C wholesaler in the nation.

From gathering information to assessing the financial health of your clients, Amwins takes a holistic approach to ensuring we place the right solutions at the right time. For us, there's no such thing as cookie-cutter products. Your clients' needs are unique — and we'll always treat them that way.

Small Commercial areas of specialty

Bars & Restaurants

With premiums starting at $500, we offer coverage for several dining classes, including the option to include liquor liability.

Contractors

We offer the largest selection of A+ rated markets available for contractors risks across several classes and coverage types.

Garage Liability

We have a broad appetite, a dedicated garage underwriter team and support staff to make placing business easy for your agents.

Habitational

Top classes include apartments, condos, townhouses and more, with myriad coverage and premiums available.

Hotels & Motels

From franchise locations to short-term home rentals, Amwins offers the coverage you need to keep your business running — and your guests safe.

Lessor's Risk

Choose from low minimum premiums, hundreds of written occupancies and numerous coverage enhancements.

Manufacturing

With classes including startups, consumer and industrial product, we provide coverage for varying manufacturing types.

Vacant Buildings

Amwins offers package or monoline policies for several vacancy types, including new ventures, renovations and more.

Local underwriters with national resources

Amwins Access' binding and small business platform is serviced by our team of local underwriters, each of whom taps into nationwide relationships to find solutions for your clients.